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Lease & Loan Insurance Services Website Terms and Conditions
Please read these terms carefully – they apply to your use of this website (“the Website”). By proceeding with access to the Website you are deemed to have accepted these terms. In these terms and conditions, “our” and “we” means Great American Europe Limited, which holds all rights to the trading style Lease & Loan Insurance Services and which is the parent company of Great American International Insurance (UK) Limited and Great American International Insurance (EU) DAC, and our affiliate companies.
Company Information
The products and services described on the Website are offered and underwritten by Great American International Insurance (UK) Limited in the UK and Great American International Insurance (EU) DAC in Europe.
Great American International Insurance (UK) Limited’s registered office is at 32 Queen Square Bristol, BS1 4ND, UK. The company is authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority (Registration Number 202874) and is a member of Great American Insurance Group (“Great American”).
Great American International Insurance (EU) DAC’s registered office is at Station House, Dublin Road, Malahide, Co Dublin, Ireland. The company is authorised and regulated by the Central Bank of Ireland and is a member of Great American Insurance Group (“Great American”).
Great American Europe Limited’s registered office is at 32 Queen Square, Bristol, BS1 4ND, UK.
All rights to the trading style Lease & Loan Insurance Services are owned by Great American Europe Limited.
All insurance products referred to in the Website are subject to availability. Other terms, conditions, and exclusions may apply. Not all products are available in all countries. The marketing materials available through the Website do not constitute an offer of any product in any jurisdiction.
Specified European Countries Only
The pages on the Website are intended for access and use by residents of the UK and those European Countries listed below (the “Countries”), subject to your compliance with appropriate applicable legislation and regulation: Austria, Belgium, Czech Republic, Denmark, Finland, France, Germany, Hungary, Ireland, Italy, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Spain and Sweden.
If you are accessing the Website from outside the UK or the Countries, local legislation may not permit us to provide products for you in your own country.
Intellectual Property Rights
No part of the materials made available may be stored, recorded, reproduced, photocopied or transmitted, in any form by any means without prior written approval of Great American unless such storage, recording, reproduction, photocopying or transmission is incidental to use of the Website.
We are the owner or the licensee of all intellectual property rights in the Website and the material published on it. Those works are protected by copyright laws and treaties around the world. In particular the service marks used within the Website are our property. We may claim rights in other trademarks, service marks, logos, icons and processes contained on this site. All rights are expressly reserved.
Other applicable terms
Additional terms and conditions which apply to your use of the Website are as follows:
Our Privacy Policy sets out the terms on which we process any personal data we collect from you, or that you provide to us. By using the Website you consent to our processing your personal data and you warrant that all personal data and information provided by you is accurate. We will only process your personal data for the purposes of assessing an application for insurance, and for underwriting or servicing any policy of insurance issued. We may share your personal data with other Great American companies, or with third parties that we deem necessary to facilitate our products and services, or to comply with legal and regulatory requirements.
Accessing the Website
We do not guarantee that the Website, or any content therein, will always be available or be uninterrupted. We may suspend, withdraw, discontinue or change all or any part of the Website without notice. We will not be liable to you if for any reason the Website is unavailable at any time or for any period. You are responsible for making all arrangements necessary for you to have access to the Website. You are also responsible for ensuring that all persons who access the Website through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.
The Website is directed at and intended only for those people residing where the insurance products described are distributed by Great American International Insurance (UK) Limited or Great American International Insurance (EU) DAC. We do not represent that content available on or through the Website is appropriate or available in other locations. We may limit the availability of the Website or any service or product described on the Website to any person or geographic area at any time. If you choose to access the Website from outside the Countries, you do so at your own risk.
Enforceability
If any of these terms and conditions of the Website is held to be invalid, illegal or unenforceable in whole or in part for any reason by a court of competent jurisdiction, the terms and conditions of the Website shall continue to be valid as to its other provisions which shall remain unaffected.
Jurisdiction
Use of our Website is governed by the laws of England and the courts of England shall have exclusive jurisdiction to settle any disputes arising out of or in connection with this Website and the parties accordingly submit to the exclusive jurisdiction of the English courts.
Products Availability
The information and descriptions of products and services contained in the Website are intended as general information and do not contain all the terms, conditions and exclusions applicable to the products and services offered by Great American International Insurance (UK) Limited or Great American International Insurance (EU) DAC. The precise coverage afforded is subject to the terms and conditions of the policies as issued.
Third Party Sites
The Website may contain links directly or indirectly accessible, or references to other Internet sites (“third-party sites”) that are not maintained by us. These links or references are provided solely for your convenience. We make no warranties or representations about and disclaim responsibility for the contents of any products or services offered in such third-party sites. Any reference to a linked site or any specific product or service by name does not constitute of imply its endorsement by us.
No Reliance on Information
The content on the Website is provided for general information only. It is not intended to amount to advice on which you should rely or an offer to provide services. Although we make reasonable efforts to update the information on the Website, we make no representations, warranties or guarantees, whether express or implied that the content on the Website is accurate, complete or up-to-date.
Disclaimer
We will not be liable for any loss or damages (whether direct or indirect, special or consequential), whether such losses arise in contract, tort (including negligence and breach of statutory duty), or otherwise, including without limitation to the following:
a) loss or damage in relation to your use of, reliance upon or inability to use the Website
b) loss or damage caused by your use or download of materials contained in the Website or in third-party sites
c) loss or damage caused by a virus, distributed denial-of-service attack or other technologically harmful material that may infect your computer equipment and or computer programmes.
Variations
We reserve the right to update these terms and conditions from time to time without prior notice. We recommend you regularly revisit this page to ensure you have seen and are aware of our latest terms and conditions. Please note however that any of the content on the Website may be out of date at any given time and we are under no obligation to update it. We do not guarantee that the Website, or any content on it, will be free from errors or omissions.
This Legal Notice was last updated 9th July 2020