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Lease & Loan Insurance Services Website Terms and Conditions

Please read these terms carefully – they apply to your use of this website (“the Website”). By proceeding with access to the Website you are deemed to have accepted these terms. In these terms and conditions, “our” and “we” means Great American Specialty & Affinity Limited trading as Lease & Loan Insurance Services (and our affiliated companies).

Company Information

The products and services described on the Website are offered by Great American Specialty & Affinity Limited trading as Lease & Loan Insurance Services and underwritten by Great American International Insurance DAC. Great American Specialty & Affinity Limited is registered at 32 Queen Square, Bristol, BS1 4ND, UK, is authorised and regulated by the Financial Conduct Authority and is a member of Great American Insurance Group (“Great American”). Lease & Loan Insurance Services is a trading style of Great American Specialty & Affinity Limited. Great American International Insurance DAC is registered at Station House, Dublin Road, Malahide, Co Dublin, Ireland, is authorised and regulated by the Central Bank of Ireland and is a member of Great American Insurance Group (“Great American”).
 
All insurance products referred to in the Website are subject to availability and qualifications. Other terms, conditions, and exclusions may apply. Not all products are available in all countries. The marketing materials available through the Website do not constitute an offer of any product in any jurisdiction. Products are offered through Great American and authorised agents.

Specified European Countries Only

The pages on the Website are intended for access and use by residents of the European Countries listed below (the “Countries”), subject to your compliance with appropriate applicable legislation and regulation: Austria, Belgium, Czech Republic, Denmark, Finland, France, Germany, Hungary, Ireland, Italy, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Spain, Sweden and UK.
If you are accessing the Website from outside the Countries, local legislation may not permit us to provide products for you in your own country.

Intellectual Property Rights

© Copyright 2015 Great American Specialty & Affinity Limited. All rights reserved. No part of the materials made available may be stored, recorded, reproduced, photocopied or transmitted, in any form or by any means without prior written approval unless such storage, recording, reproduction, photocopying or transmission is incidental to use of the Website.
 
We are the owner or the licensee of all  intellectual property rights in the Website and the material published on it. Those works are protected by copyright laws and treaties around the world. In particular the service marks used within the Website are our property. We may claim rights in other trademarks, service marks, logos and icons contained on this site. All rights are expressly reserved.

Other applicable terms

These terms of use refer to the following additional terms, which also apply to your us of the Website:
 
Our Privacy Policy which sets out the terms on which we process any personal data we collect from you, or that you provide to us. By using the Website you consent to such processing  and you warrant that all data provided by you is accurate.
 

Our Cookie Policy which sets out information about the cookies set through the Website.

Accessing the Website

We do not guarantee that the Website, or any content on it, will always be available or be uninterrupted. Access to the Website is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of the Website without notice. We will not be liable to you if for any reason the Website is unavailable at any time or for any period. You are responsible for making all arrangements necessary for you to have access to the Website. You are also responsible for ensuring that all persons who access the Website through your internet connection are aware of these terms of  use and other applicable terms and conditions, and that they comply with them.
 
The Website is directed to people residing in the Countries. We do not represent that content available on or through the Website is appropriate or available in other locations. We may limit the availability of the Website or any service or product described on the Website to any person or geographic area at any time. If you choose to access the Website from outside the Countries, you do so at your own risk.

Enforceability

If any of these terms and conditions of the Website is held to be invalid, illegal or unenforceable in whole or in part for any reason by a court of competent jurisdiction, these terms and conditions shall continue to be valid as to its other provisions which shall remain unaffected.

Jurisdiction

Use of our Website is governed by the laws of England and the courts of England shall have exclusive jurisdiction to settle any disputes arising out of or in connection with this Website and the parties accordingly submit to the exclusive jurisdiction of the English courts.

Loss Prevention

The loss prevention advice presented in the Website is intended as general information of interest to business managers and others responsible for controlling or minimizing the potential for injuries to persons and property and resulting losses occurring in workplaces, business environments and other specified circumstances or situations. In providing this information, we do not warrant or represent that all or any potential hazards or conditions have been evaluated or can be controlled, or that such risks or losses are covered under the insurance policies or programmes described in the Website. The information on this site is not intended as an offer to insure such conditions or exposures, or to indicate that we will underwrite such risks. Our liability is limited to the specific written terms and conditions of actual insurance policies issued by these companies.

Products Availability

The information and descriptions of products and services contained in the Website are intended as general information and do not contain all the terms, conditions and exclusions applicable to the products and services offered by us. The precise coverage afforded is subject to the terms and conditions of the policies as issued. Availability of the products and services described varies by jurisdiction.

Third Party Sites

The Website may contain links directly or indirectly accessible, or references to other Internet sites (“third-party sites”) that are not maintained by us. These links or references are provided solely for your convenience. We make no warranties or representations about and disclaim responsibility for the contents of any products or services offered in such third-party sites. Any reference to a linked site or any specific product or service by name does not constitute of imply its endorsement by us.

No Reliance on Information 

The content on the Website is provided for general information only. It is not intended to amount to advice on which you should rely or an offer to provide services. Although we make reasonable efforts to update the information on the Website, we make no representations, warranties or guarantees, whether express or implied that the content on the Website is accurate, complete or up-to-date.

Disclaimer

We will not be liable for any loss or damages (whether direct or indirect, special or consequential), whether such losses arise in contract, tort (including negligence and breach of statutory duty), or otherwise, including without limitation to the foregoing:
a) loss or damage in relation to your use of, reliance upon or inability to use the Website
b) loss or damage caused by your use or download of materials contained in the Website or in third-party sites
c) loss or damage caused by a virus, distributed denial-of-service attack  or other technologically harmful material that may infect your computer equipment and or computer programmes.

Variations

We reserve the right to update these terms from time to time without prior notice. We recommend you regularly revisit this page to ensure you have seen and are aware of our latest terms. Please note however that any of the content on the Website may be out of date at any given time and we are under no obligation to update it. We do not guarantee that the Website, or any content on it, will be free from errors or omissions